Hi everyone! My name is Weng Lung, and I am the CEO and founder of D-Risk, a FinTech based in Singapore. With close to three decades of experience in investment banking, I have developed and refined my credit assessment skill over the years in IPOs, M&As, restructuring and credit approvals. Credit rating is one of the best tools for credit assessment. However, credit ratings from Credit Rating Agencies such as S&P, Moody’s and Fitch are very expensive, time-consuming and complicated. 2 years ago, I put together an amazing team with great experience to form D-Risk. D-Risk disrupts the credit rating industry with the use of artificial intelligence and business model innovation. As a result, our credit ratings are much more affordable (US$50 as compared to a minimum of USD100k), much faster (instantaneous as compared to 4 weeks), and simpler (one click compared to a team of analysts).