The #1 most loved banking app.

We are proud to be The Most Loved Banking App® and one of the most downloaded banking apps in America,1 focused on serving everyday people.

Our Products

• Online Banking

- Chime Account

- Credit Builder

- Chime Visa® Debit Card

- SpotMe Overdraft Coverage

- High-Yield Savings Account

- Second Chance Banking

- Mobile Banking

- ATMs

• Manage Money

- MyPay

- Get Paid Early

- Get Cash Back

- Send & Receive Money

- Chime Tax Refund

Partner with us

• We operate in a highly regulated industry and take our obligations to our members as seriously as those we have to regulators, our partners, and the public. Our commitment to respecting the rules runs deep, informing our strategy, products, services, and member experience.
• We strive to be a force for good in the banking industry and beyond, from empowering people to take control of their finances to investing in the communities in which we operate.

Achievements

• Most Trusted Financial Company (Investor’s Business Daily, 2023)
• 4th position for customer service products (Newsweek)
• CNBC Disruptor 50 Award (2024)
• Forbes Fintech 50 (2024)
• TIME World’s Best Brands (2024)
• Inc. Best in Business for Financial Services
• Newsweek’s Best of the Best
• FinTech Breakthrough Awards
• Anthem Awards
• Beyond the Check Award
• Ad Age Breakout Brands
• TikTok Green Flag Award
• HR Executive Top Product of the Year
• CSO Award Winner
• Built In Best Places to Work and Great Place to Work® Certified
• 1M+ 5-star reviews

Our story

In 2012, Chime co-founders Chris Britt and Ryan King set out to tackle a fundamental problem they saw in the traditional banking system: it simply wasn’t working for everyday people. They decided to create a new consumer financial services model—one whose products were designed to work for everyday people. Every day, Americans face financial challenges that force them to make hard decisions about their money. Millions of people are forced to stretch their paychecks to make ends meet, all too familiar with the stress that comes at the end of the month. Too many financial service companies exploit these financial challenges by only offering expensive and predatory financial products and services like high-interest credit cards, payday loans, and charging overdraft fees. Chime set out to do the opposite.

Become our partner.

Join our partner program today to claim unlimited benefits. Apply here.